MonFi Empowers Borrowers and Investors with an Innovative Blockchain Microloan Platform

Berlin, Germany – MonFi, a pioneering blockchain-based micro-lending company, is proud to announce the launch of its innovative lending and investment platform. By leveraging the power of blockchain technology, MonFi aims to revolutionize the lending industry by providing affordable and accessible financing options for individuals, businesses and organizations, while ensuring transparency, security and efficiency in the lending process. With its comprehensive suite of offerings, including peer-to-peer (P2P) lending platforms, crowdfunding platforms, and credit/debit cards, MonFi presents an attractive alternative to traditional lending and investment options.

The MonFi decentralized investment platform, built on blockchain technology, allows investors to invest directly in projects and businesses without intermediaries such as banks and financial institutions. This decentralized approach eliminates unnecessary costs and increases returns for investors. By exploring various projects and businesses listed on the platform, assessing their financial performance and creditworthiness, and making direct investments, users can earn interest on their investment. Utilizing the perpetual ledger provided by blockchain technology, MonFi ensures transparency and accountability for all investment activities. This increased transparency, coupled with increased security and faster processing times, differentiates the MonFi decentralized investment platform from traditional systems.

Additionally, the MonFi crowdfunding platform empowers borrowers to raise funds from a diverse pool of individuals, rather than relying on just one lender. This democratizing approach to lending opens up new avenues for financing that may not be available through traditional lenders. By leveraging the transparency, security and efficiency of blockchain technology, the MonFi crowdfunding platform ensures seamless lending processes while increasing access to financing options for individuals, businesses and organizations.

In addition to its lending platform, MonFi presents the MonFi Credit/Debit card, a very convenient and secure method of accessing funds stored in MonFi accounts. With this card, users can easily convert their crypto assets into fiat currency and use them for online or in-person purchases wherever Visa or Mastercard is accepted. The MonFi Credit/Debit Card offers a combination of convenience, security, flexibility and rewards, providing added value for cardholders.

To qualify for a loan or investment opportunity with MonFi, applicants must meet several key criteria. This includes identity verification, creditworthiness assessment, and provision of collateral. Through its blockchain-based identity verification system, advanced credit scoring algorithm, and collateral management system, MonFi ensures that MonFi provides accessible and affordable financing options for a wide range of individuals, businesses and organizations.

Tokenomics MonFi forms an integral part of its ecosystem, ensuring a balanced and sustainable distribution of its native tokens. With a maximum supply of 200,000,000 tokens, the allocation is as follows:

• Team: 7% (14,000,000 tokens)

• Strategic Partners & Advisors: 3% (6,000,000 tokens)

• Project Reserve: 10% (20,000,000 tokens)

• Staking Rewards & Development Fund: 26% (52,000,000 tokens)

• Marketing: 9% (18,000,000 tokens)

• Seed Sales: 18% (36,000,000 tokens)

• Public: 10% (20,000,000 tokens)

• IDO/White List: 7% (14,000,000 tokens)

• Liquidity & Exchange: 10% (20,000,000 tokens)

• The tokens are held by licensed company Kofi Tech, which has a license for this type of activity, enabling it to create, hold, manage and tokenize crypto assets. In addition, this company has the right to process transactions within this structure.

MonFi has developed a careful token distribution plan, which is designed to ensure the long-term success and growth of the project. Teams will receive 7% of the total token supply, awarded for 24 months to align their interests with the success of the project. Partners and strategic advisers will receive 3% of the total supply of tokens, which will be unlocked after 6 months to provide support for project development and growth. Project reserves, accounting for 10% of the total token supply, will be allocated for future development and expansion. The Staking Rewards & Development Fund, which represents 26% of the total token supply, aims to incentivize users to hold and stake their tokens, while supporting ongoing development efforts. Marketing initiatives will receive 9% of the total token supply for raising awareness and promoting the project. The Seed Sale, which makes up 18% of the total token supply, will fund the early stages of the project and support its growth. The community will be allocated 10% of the total token supply to engage and support the user base. The IDO/Whitelist sale, accounting for 7% of the total token supply, will be used to distribute tokens to early backers and investors. Finally, 10% of the total token supply will be allocated to Liquidity & Exchanges to ensure token availability on major exchanges and provide liquidity to traders and investors. The initial listing price for MonFi tokens will be set at $0.045 per token.

For investors who have a MonFi investment package that provides the possibility to provide liquidity to MonFi lending services, there is a better pre-sale price at each pre-sale stage.

With a strong marketing strategy, MonFi is well-positioned to address the growing interest in blockchain-based financial services and emerge as a leader in the microlending and P2P lending industry. MonFi’s innovative approach, powered by blockchain technology, provides an attractive alternative to traditional lending and investment options. Potential investors are invited to explore MonFi’s lending and investment platform and join its mission to provide individuals, businesses and organizations with affordable and accessible financing options. To learn more about MonFi and its offerings, please visit monfi.io.

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Media Contact

Name: Normund Bebris (CEO)

Email: normunds.bebris@monfi.io

Company Site: www.monfi.io

Address: Ludwig-Renn-Str. 31, D-12679 Berlin